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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Filed as: LPL FINANCIAL RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $44,239 |
THE VANGUARD GROUP, INC.3+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $36,223 |
MARTIN AND PELLEGRIN, CPAS3+ years Filed as: MARTIN AND PELLEGRIN Service code 10 · EIN 72-1111438 | Accounting | $26,309 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,240 | $66,180+16.7% | $118,746-35.0% | $62,293+24.0% |
| Participation rate | 83.0% | 71.3%+11.7pp | 78.3%+4.7pp | 69.5%+13.5pp |
| Annual return | 14.69% | 60.89%-46.2pp | 24.54%-9.8pp | 28.90%-14.2pp |
| Employer contribution / active EE | $2,826 | $3,183-11.2% | $4,193-32.6% | $2,042+38.4% |
| Participant deferral / active EE | $3,146 | $4,247-25.9% | $5,332-41.0% | $3,169-0.7% |
| Admin fee / account holder | $404 | $753-46.3% | $10,720-96.2% | $479-15.6% |