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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,475 | $64,729+103.1% | $112,263+17.1% | $68,490+92.0% |
| Participation rate | 59.3% | 67.2%-7.9pp | 75.1%-15.8pp | 67.9%-8.6pp |
| Annual return | -17.07% | -11.40%-5.7pp | 27.49%-44.6pp | -7.85%-9.2pp |
| Employer contribution / active EE | $2,447 | $2,746-10.9% | $3,636-32.7% | $2,597-5.8% |
| Participant deferral / active EE | $5,496 | $3,566+54.1% | $4,729+16.2% | $4,028+36.4% |
| Admin fee / account holder | $21,512 | $5,222+312.0% | $6,410+235.6% | $5,403+298.2% |