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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,305 | $63,346+3.1% | $92,240-29.2% | $70,126-6.9% |
| Participation rate | 72.4% | 68.7%+3.7pp | 76.5%-4.1pp | 69.5%+2.9pp |
| Annual return | 14.91% | 530.19%-515.3pp | 176.29%-161.4pp | 73.15%-58.2pp |
| Employer contribution / active EE | $2,366 | $2,471-4.3% | $3,680-35.7% | $2,343+1.0% |
| Participant deferral / active EE | $5,046 | $2,854+76.8% | $3,897+29.5% | $3,332+51.5% |
| Admin fee / account holder | $3,894 | $3,841+1.4% | $5,194-25.0% | $4,645-16.2% |