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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,833 | $65,367+40.5% | $92,915-1.2% | $72,976+25.8% |
| Participation rate | 71.4% | 68.3%+3.1pp | 76.0%-4.6pp | 69.5%+1.9pp |
| Annual return | 18.40% | 42.11%-23.7pp | 109.45%-91.1pp | 81.02%-62.6pp |
| Employer contribution / active EE | $2,559 | $2,594-1.4% | $3,653-30.0% | $2,440+4.9% |
| Participant deferral / active EE | $5,236 | $3,128+67.4% | $4,238+23.6% | $3,608+45.1% |
| Admin fee / account holder | $12,361 | $4,251+190.8% | $5,796+113.3% | $5,124+141.2% |