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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,686 | $95,917-87.8% | $79,583-85.3% | $134,545-91.3% |
| Participation rate | 62.5% | 75.0%-12.5pp | 69.5%-7.0pp | 81.2%-18.7pp |
| Annual return | -19.45% | -2.70%-16.8pp | 0.16%-19.6pp | 418.37%-437.8pp |
| Employer contribution / active EE | $965 | $3,129-69.2% | $2,414-60.0% | $4,742-79.7% |
| Participant deferral / active EE | $2,057 | $4,694-56.2% | $3,986-48.4% | $6,401-67.9% |
| Admin fee / account holder | $4,399 | $9,132-51.8% | $6,835-35.6% | $11,431-61.5% |