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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,116 | $118,854-86.4% | $96,565-83.3% | $167,497-90.4% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.8%-19.8pp | 82.1%-32.1pp |
| Annual return | 21.84% | 50.49%-28.7pp | 37.78%-15.9pp | 478.62%-456.8pp |
| Employer contribution / active EE | $906 | $3,119-71.0% | $2,356-61.6% | $4,838-81.3% |
| Participant deferral / active EE | $2,057 | $4,615-55.4% | $3,848-46.6% | $6,341-67.6% |
| Admin fee / account holder | $53 | $8,065-99.3% | $6,181-99.1% | $12,310-99.6% |