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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,540 | $106,247-65.6% | $96,515-62.1% | $139,466-73.8% |
| Participation rate | 61.5% | 77.8%-16.3pp | 74.3%-12.8pp | 80.3%-18.8pp |
| Annual return | 18.80% | 38.47%-19.7pp | 35.73%-16.9pp | 373.66%-354.9pp |
| Employer contribution / active EE | $1,948 | $4,106-52.6% | $3,740-47.9% | $4,754-59.0% |
| Participant deferral / active EE | $3,818 | $5,456-30.0% | $4,880-21.8% | $6,712-43.1% |
| Admin fee / account holder | $8,895 | $7,885+12.8% | $6,735+32.1% | $11,409-22.0% |