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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,414 | $133,981-70.6% | $112,249-64.9% | $134,532-70.7% |
| Participation rate | 57.1% | 78.6%-21.4pp | 75.1%-17.9pp | 81.2%-24.1pp |
| Annual return | -20.32% | 47.16%-67.5pp | 27.48%-47.8pp | 418.27%-438.6pp |
| Employer contribution / active EE | $2,583 | $4,040-36.1% | $3,636-29.0% | $4,741-45.5% |
| Participant deferral / active EE | $4,825 | $5,292-8.8% | $4,729+2.0% | $6,401-24.6% |
| Admin fee / account holder | $3,754 | $7,492-49.9% | $6,412-41.4% | $11,429-67.1% |