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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,625 | $115,814-77.9% | $101,275-74.7% | $158,982-83.9% |
| Participation rate | 83.3% | 79.4%+4.0pp | 75.8%+7.5pp | 82.0%+1.4pp |
| Annual return | 25.22% | 56.16%-30.9pp | 46.48%-21.3pp | 302.99%-277.8pp |
| Employer contribution / active EE | $2,844 | $4,176-31.9% | $3,660-22.3% | $4,763-40.3% |
| Participant deferral / active EE | $6,805 | $4,958+37.2% | $4,371+55.7% | $5,983+13.7% |
| Admin fee / account holder | $8,411 | $7,249+16.0% | $5,948+41.4% | $11,252-25.2% |