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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,641 | $132,310+197.5% | $105,754+272.2% | $273,972+43.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 78.9%+21.1pp | 83.0%+17.0pp |
| Annual return | 7.70% | 10.08%-2.4pp | 12.25%-4.6pp | 41.46%-33.8pp |
| Employer contribution / active EE | $7,258 | $4,867+49.1% | $4,079+77.9% | $4,869+49.1% |
| Participant deferral / active EE | $6,836 | $6,233+9.7% | $5,326+28.4% | $5,287+29.3% |
| Admin fee / account holder | $2,369 | $12,036-80.3% | $8,309-71.5% | $10,133-76.6% |