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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,612 | $152,460+192.9% | $118,746+276.1% | $147,586+202.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.3%+21.7pp | 82.8%+17.2pp |
| Annual return | 14.37% | 17.41%-3.0pp | 24.54%-10.2pp | 578.59%-564.2pp |
| Employer contribution / active EE | $8,095 | $5,046+60.4% | $4,193+93.1% | $4,876+66.0% |
| Participant deferral / active EE | $6,814 | $6,212+9.7% | $5,332+27.8% | $5,439+25.3% |
| Admin fee / account holder | $17,587 | $16,953+3.7% | $10,720+64.1% | $10,886+61.6% |