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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,787 | $102,429+118.5% | $147,096+52.1% | $80,925+176.5% |
| Participation rate | 87.9% | 75.9%+12.0pp | 82.2%+5.7pp | 67.7%+20.2pp |
| Annual return | 13.74% | 135.02%-121.3pp | 419.75%-406.0pp | 35.65%-21.9pp |
| Employer contribution / active EE | $2,546 | $3,716-31.5% | $4,936-48.4% | $2,756-7.6% |
| Participant deferral / active EE | $6,349 | $6,649-4.5% | $8,071-21.3% | $4,299+47.7% |
| Admin fee / account holder | $2,394 | $7,957-69.9% | $13,005-81.6% | $6,940-65.5% |