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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,311 | $93,598+109.7% | $135,974+44.4% | $75,173+161.1% |
| Participation rate | 90.0% | 75.2%+14.8pp | 81.9%+8.1pp | 67.2%+22.8pp |
| Annual return | 19.56% | 30.89%-11.3pp | 68.30%-48.7pp | 160.72%-141.2pp |
| Employer contribution / active EE | $2,578 | $3,538-27.1% | $4,859-46.9% | $2,671-3.5% |
| Participant deferral / active EE | $5,805 | $6,405-9.4% | $7,760-25.2% | $4,126+40.7% |
| Admin fee / account holder | $9,044 | $6,978+29.6% | $10,767-16.0% | $5,651+60.1% |