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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,826 | $89,370+82.2% | $141,197+15.3% | $72,976+123.1% |
| Participation rate | 88.5% | 75.1%+13.3pp | 82.5%+6.0pp | 69.5%+19.0pp |
| Annual return | 24.18% | 111.88%-87.7pp | 71.41%-47.2pp | 81.02%-56.8pp |
| Employer contribution / active EE | $2,232 | $3,115-28.3% | $4,736-52.9% | $2,440-8.5% |
| Participant deferral / active EE | $4,833 | $5,419-10.8% | $6,710-28.0% | $3,608+34.0% |
| Admin fee / account holder | $1,656 | $5,957-72.2% | $10,265-83.9% | $5,124-67.7% |