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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,787 | $102,422+118.5% | $147,117+52.1% | $80,959+176.4% |
| Participation rate | 87.9% | 75.9%+12.0pp | 82.2%+5.7pp | 67.7%+20.2pp |
| Annual return | 13.74% | 135.16%-121.4pp | 420.54%-406.8pp | 35.67%-21.9pp |
| Employer contribution / active EE | $2,546 | $3,717-31.5% | $4,932-48.4% | $2,757-7.7% |
| Participant deferral / active EE | $6,349 | $6,652-4.6% | $8,065-21.3% | $4,300+47.6% |
| Admin fee / account holder | $2,394 | $7,953-69.9% | $12,993-81.6% | $6,925-65.4% |