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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $132,403 |
MERCER1 year Filed as: MERCER DC ADVISORS Service code 28 · EIN 30-0282430 | Investment Management | $30,938 |
CHARLES SCHWAB & CO., INC.5+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB BANK Service code 59 · EIN 42-1558009 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,969 | $74,347+255.0% | $93,621+182.0% | $67,584+290.6% |
| Participation rate | 97.4% | 80.6%+16.8pp | 75.8%+21.6pp | 71.3%+26.1pp |
| Annual return | 19.72% | 28.07%-8.4pp | 32.76%-13.0pp | 378.59%-358.9pp |
| Employer contribution / active EE | $7,427 | $2,583+187.5% | $2,719+173.2% | $2,148+245.8% |
| Participant deferral / active EE | $12,241 | $4,060+201.5% | $4,070+200.8% | $3,540+245.8% |
| Admin fee / account holder | $313 | $123+155.6% | $7,890-96.0% | $142+120.3% |