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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,724 | $81,870+454.2% | $119,622+279.3% | $68,486+562.5% |
| Participation rate | 93.8% | 71.9%+21.9pp | 79.3%+14.5pp | 67.9%+25.9pp |
| Annual return | -9.20% | -23.82%+14.6pp | -14.98%+5.8pp | -7.85%-1.3pp |
| Employer contribution / active EE | $3,089 | $2,692+14.8% | $4,232-27.0% | $2,597+19.0% |
| Participant deferral / active EE | $8,146 | $4,148+96.4% | $5,601+45.5% | $4,028+102.3% |
| Admin fee / account holder | $4,353 | $6,583-33.9% | $10,328-57.9% | $5,404-19.4% |