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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,025 | $69,977+173.0% | $108,582+75.9% | $62,881+203.8% |
| Participation rate | 97.7% | 72.9%+24.8pp | 79.6%+18.2pp | 69.3%+28.4pp |
| Annual return | -0.41% | 10.73%-11.1pp | -51.70%+51.3pp | 20.14%-20.6pp |
| Employer contribution / active EE | $3,622 | $2,135+69.7% | $3,758-3.6% | $2,281+58.8% |
| Participant deferral / active EE | $6,173 | $3,165+95.1% | $4,311+43.2% | $3,203+92.7% |
| Admin fee / account holder | $3,175 | $5,076-37.5% | $7,645-58.5% | $4,296-26.1% |