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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,119 | $78,707+203.8% | $117,861+102.9% | $70,126+241.0% |
| Participation rate | 97.3% | 73.2%+24.1pp | 79.7%+17.6pp | 69.5%+27.8pp |
| Annual return | 11.33% | 23.30%-12.0pp | 335.11%-323.8pp | 73.15%-61.8pp |
| Employer contribution / active EE | $4,093 | $2,223+84.1% | $3,786+8.1% | $2,343+74.7% |
| Participant deferral / active EE | $7,269 | $3,297+120.4% | $4,482+62.2% | $3,332+118.2% |
| Admin fee / account holder | $12,030 | $5,066+137.5% | $8,021+50.0% | $4,645+159.0% |