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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,863 | $202,345-16.1% | $172,755-1.7% | $152,885+11.1% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.5%-15.8pp |
| Annual return | 23.24% | 1029.77%-1006.5pp | 802.94%-779.7pp | 345.39%-322.2pp |
| Employer contribution / active EE | $1,686 | $5,858-71.2% | $5,144-67.2% | $4,763-64.6% |
| Participant deferral / active EE | $2,681 | $5,948-54.9% | $5,198-48.4% | $5,851-54.2% |
| Admin fee / account holder | $1,606 | $17,111-90.6% | $13,955-88.5% | $11,598-86.2% |