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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,748 | $167,353+24.7% | $143,797+45.2% | $134,545+55.2% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -18.06% | 0.48%-18.5pp | -0.04%-18.0pp | 418.37%-436.4pp |
| Employer contribution / active EE | $1,802 | $5,620-67.9% | $4,952-63.6% | $4,742-62.0% |
| Participant deferral / active EE | $3,465 | $6,447-46.3% | $5,638-38.5% | $6,401-45.9% |
| Admin fee / account holder | $1,397 | $18,096-92.3% | $14,679-90.5% | $11,431-87.8% |