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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,162 | $81,276+179.5% | $155,574+46.0% | $80,925+180.7% |
| Participation rate | 84.9% | 66.2%+18.7pp | 78.2%+6.7pp | 67.7%+17.2pp |
| Annual return | 9.52% | 33.36%-23.8pp | 64.87%-55.3pp | 35.65%-26.1pp |
| Employer contribution / active EE | $8,713 | $3,103+180.8% | $4,676+86.3% | $2,756+216.1% |
| Participant deferral / active EE | $3,812 | $3,453+10.4% | $5,629-32.3% | $4,299-11.3% |
| Admin fee / account holder | $10,239 | $7,993+28.1% | $15,914-35.7% | $6,940+47.5% |