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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,153 | $84,236+131.7% | $170,435+14.5% | $70,126+178.3% |
| Participation rate | 94.1% | 70.8%+23.3pp | 83.6%+10.5pp | 69.5%+24.6pp |
| Annual return | 11.88% | 23.06%-11.2pp | 205.94%-194.1pp | 73.15%-61.3pp |
| Employer contribution / active EE | $8,617 | $3,387+154.4% | $5,432+58.6% | $2,343+267.9% |
| Participant deferral / active EE | $2,618 | $3,086-15.2% | $4,939-47.0% | $3,332-21.4% |
| Admin fee / account holder | $79,548 | $5,698+1296.0% | $13,881+473.1% | $4,645+1612.4% |