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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,843 | $78,670+63.8% | $109,173+18.0% | $85,847+50.1% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 13.18% | 25.09%-11.9pp | 25.75%-12.6pp | 318.61%-305.4pp |
| Employer contribution / active EE | $8,424 | $2,734+208.1% | $3,723+126.3% | $2,565+228.4% |
| Participant deferral / active EE | $6,413 | $3,467+85.0% | $4,654+37.8% | $3,952+62.3% |
| Admin fee / account holder | $14,688 | $5,469+168.6% | $6,755+117.4% | $6,261+134.6% |