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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,334 | $57,352+61.0% | $83,831+10.1% | $64,173+43.9% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | 0.28% | 11.38%-11.1pp | 850.99%-850.7pp | 7.63%-7.4pp |
| Employer contribution / active EE | $10,418 | $2,546+309.3% | $3,631+186.9% | $2,381+337.6% |
| Participant deferral / active EE | $6,601 | $2,993+120.5% | $4,082+61.7% | $3,470+90.2% |
| Admin fee / account holder | $1,050 | $4,046-74.1% | $5,479-80.8% | $4,887-78.5% |