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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,287 | $65,367+65.7% | $92,915+16.5% | $72,976+48.4% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 19.72% | 42.11%-22.4pp | 109.45%-89.7pp | 81.02%-61.3pp |
| Employer contribution / active EE | $6,800 | $2,594+162.2% | $3,653+86.1% | $2,440+178.7% |
| Participant deferral / active EE | $6,763 | $3,128+116.2% | $4,238+59.6% | $3,608+87.5% |
| Admin fee / account holder | $1,783 | $4,251-58.1% | $5,796-69.2% | $5,124-65.2% |