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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,272 | $223,823-53.0% | $211,142-50.1% | $154,746-32.0% |
| Participation rate | 76.5% | 87.9%-11.4pp | 87.3%-10.8pp | 80.7%-4.2pp |
| Annual return | 16.90% | 50.39%-33.5pp | 46.84%-29.9pp | 172.34%-155.4pp |
| Employer contribution / active EE | $2,714 | $6,787-60.0% | $6,442-57.9% | $4,379-38.0% |
| Participant deferral / active EE | $6,825 | $9,750-30.0% | $9,284-26.5% | $6,730+1.4% |
| Admin fee / account holder | $2,785 | $19,707-85.9% | $19,076-85.4% | $14,365-80.6% |