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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,383 | $185,905-66.4% | $170,057-63.3% | $139,487-55.3% |
| Participation rate | 68.2% | 87.8%-19.6pp | 87.0%-18.8pp | 80.3%-12.2pp |
| Annual return | 19.13% | 60.56%-41.4pp | 53.42%-34.3pp | 373.84%-354.7pp |
| Employer contribution / active EE | $2,331 | $7,597-69.3% | $6,790-65.7% | $4,755-51.0% |
| Participant deferral / active EE | $5,277 | $11,627-54.6% | $10,411-49.3% | $6,713-21.4% |
| Admin fee / account holder | $5,807 | $15,397-62.3% | $12,826-54.7% | $11,407-49.1% |