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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,858 | $167,533-72.6% | $151,645-69.8% | $134,545-65.9% |
| Participation rate | 68.2% | 88.4%-20.2pp | 87.5%-19.3pp | 81.2%-13.1pp |
| Annual return | -19.67% | 7.81%-27.5pp | 3.34%-23.0pp | 418.37%-438.0pp |
| Employer contribution / active EE | $2,141 | $6,828-68.6% | $6,165-65.3% | $4,742-54.9% |
| Participant deferral / active EE | $5,280 | $8,985-41.2% | $8,363-36.9% | $6,401-17.5% |
| Admin fee / account holder | $878 | $13,781-93.6% | $11,614-92.4% | $11,431-92.3% |