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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,272 | $209,336-49.7% | $197,124-46.6% | $137,256-23.3% |
| Participation rate | 76.5% | 87.3%-10.8pp | 86.7%-10.2pp | 80.0%-3.5pp |
| Annual return | 16.90% | 48.09%-31.2pp | 44.34%-27.4pp | 220.34%-203.4pp |
| Employer contribution / active EE | $2,714 | $6,591-58.8% | $6,227-56.4% | $4,156-34.7% |
| Participant deferral / active EE | $6,825 | $9,614-29.0% | $9,135-25.3% | $6,407+6.5% |
| Admin fee / account holder | $2,785 | $17,308-83.9% | $16,298-82.9% | $12,270-77.3% |