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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,351 | $106,749-2.2% | $145,433-28.2% | $82,448+26.6% |
| Participation rate | 88.0% | 75.6%+12.4pp | 82.1%+5.9pp | 68.1%+19.9pp |
| Annual return | 15.75% | 27.59%-11.8pp | 66.58%-50.8pp | 41.64%-25.9pp |
| Employer contribution / active EE | $4,677 | $3,444+35.8% | $4,554+2.7% | $2,551+83.3% |
| Participant deferral / active EE | $3,882 | $6,519-40.4% | $7,897-50.8% | $4,139-6.2% |
| Admin fee / account holder | $19,002 | $8,390+126.5% | $13,129+44.7% | $7,234+162.7% |