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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,655 | $91,536-4.2% | $130,062-32.6% | $75,177+16.6% |
| Participation rate | 53.0% | 71.5%-18.4pp | 78.5%-25.5pp | 67.2%-14.2pp |
| Annual return | 18.59% | -631.62%+650.2pp | -137.37%+156.0pp | 160.75%-142.2pp |
| Employer contribution / active EE | $1,193 | $2,845-58.1% | $4,322-72.4% | $2,671-55.3% |
| Participant deferral / active EE | $2,409 | $4,343-44.5% | $5,821-58.6% | $4,126-41.6% |
| Admin fee / account holder | $2,255 | $6,780-66.7% | $10,601-78.7% | $5,651-60.1% |