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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,545 | $83,485-8.3% | $125,195-38.9% | $72,976+4.9% |
| Participation rate | 46.6% | 73.3%-26.7pp | 79.8%-33.2pp | 69.5%-22.9pp |
| Annual return | 21.09% | 25.77%-4.7pp | 43.79%-22.7pp | 81.02%-59.9pp |
| Employer contribution / active EE | $1,143 | $2,346-51.3% | $3,866-70.4% | $2,440-53.1% |
| Participant deferral / active EE | $2,125 | $3,586-40.8% | $4,937-57.0% | $3,608-41.1% |
| Admin fee / account holder | $1,666 | $5,518-69.8% | $9,704-82.8% | $5,124-67.5% |