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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,285 | $99,994+3.3% | $146,643-29.6% | $85,847+20.3% |
| Participation rate | 32.4% | 73.1%-40.7pp | 80.1%-47.7pp | 69.3%-37.0pp |
| Annual return | 11.47% | 18.93%-7.5pp | 22.75%-11.3pp | 318.61%-307.1pp |
| Employer contribution / active EE | $1,076 | $2,559-58.0% | $4,137-74.0% | $2,565-58.1% |
| Participant deferral / active EE | $2,064 | $4,006-48.5% | $5,506-62.5% | $3,952-47.8% |
| Admin fee / account holder | $7,522 | $7,703-2.4% | $10,280-26.8% | $6,261+20.1% |