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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,073 | $104,520+94.3% | $76,823+164.3% | $152,885+32.8% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 12.79% | 1014.03%-1001.2pp | 1166.42%-1153.6pp | 345.39%-332.6pp |
| Employer contribution / active EE | $27,724 | $3,117+789.5% | $2,302+1104.2% | $4,763+482.1% |
| Participant deferral / active EE | $25,000 | $4,236+490.2% | $3,336+649.5% | $5,851+327.3% |
| Admin fee / account holder | $3,393 | $12,283-72.4% | $6,422-47.2% | $11,598-70.7% |