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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,819 | $100,901+65.3% | $75,501+121.0% | $147,586+13.0% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 10.11% | 35.78%-25.7pp | 27.35%-17.2pp | 578.59%-568.5pp |
| Employer contribution / active EE | $19,920 | $3,253+512.3% | $2,352+747.0% | $4,876+308.5% |
| Participant deferral / active EE | $9,743 | $4,027+141.9% | $3,142+210.1% | $5,439+79.1% |
| Admin fee / account holder | $1,146 | $11,285-89.8% | $5,801-80.2% | $10,886-89.5% |