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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,689 | $139,948+41.3% | $121,663+62.5% | $154,746+27.8% |
| Participation rate | 95.5% | 78.0%+17.4pp | 74.5%+21.0pp | 80.7%+14.8pp |
| Annual return | 14.91% | 230.52%-215.6pp | 147.54%-132.6pp | 172.34%-157.4pp |
| Employer contribution / active EE | $2,559 | $3,521-27.3% | $3,020-15.3% | $4,379-41.6% |
| Participant deferral / active EE | $5,373 | $5,629-4.5% | $4,887+9.9% | $6,730-20.2% |
| Admin fee / account holder | $952 | $17,321-94.5% | $14,289-93.3% | $14,365-93.4% |