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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,122 | $111,785+274.0% | $93,669+346.4% | $145,877+186.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 5.85% | 203.79%-197.9pp | 133.59%-127.7pp | 551.28%-545.4pp |
| Employer contribution / active EE | $12,065 | $3,096+289.7% | $2,424+397.8% | $4,663+158.8% |
| Participant deferral / active EE | $2,787 | $4,919-43.3% | $4,416-36.9% | $6,691-58.3% |
| Admin fee / account holder | $3,499 | $10,256-65.9% | $8,291-57.8% | $13,402-73.9% |