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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,177 | $82,630+112.0% | $64,105+173.3% | $125,389+39.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | -4.87% | 1489.72%-1494.6pp | 791.24%-796.1pp | 282.24%-287.1pp |
| Employer contribution / active EE | $12,696 | $2,671+375.3% | $1,820+597.6% | $4,866+160.9% |
| Participant deferral / active EE | $3,892 | $3,608+7.9% | $2,822+37.9% | $5,352-27.3% |
| Admin fee / account holder | $3,583 | $6,382-43.9% | $4,499-20.4% | $9,541-62.5% |