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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,997 | $99,652+159.9% | $78,778+228.8% | $147,586+75.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 10.83% | 47.28%-36.5pp | 35.62%-24.8pp | 578.59%-567.8pp |
| Employer contribution / active EE | $18,075 | $2,796+546.6% | $1,986+810.3% | $4,876+270.7% |
| Participant deferral / active EE | $6,433 | $3,664+75.6% | $2,958+117.5% | $5,439+18.3% |
| Admin fee / account holder | $3,724 | $7,155-48.0% | $5,134-27.5% | $10,886-65.8% |