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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,018 | $95,917-18.7% | $79,583-2.0% | $134,545-42.0% |
| Participation rate | 63.6% | 75.0%-11.4pp | 69.5%-5.9pp | 81.2%-17.6pp |
| Annual return | -9.80% | -2.70%-7.1pp | 0.16%-10.0pp | 418.37%-428.2pp |
| Employer contribution / active EE | $0 | $3,129-100.0% | $2,414-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $5,278 | $4,694+12.5% | $3,986+32.4% | $6,401-17.5% |
| Admin fee / account holder | $358 | $9,132-96.1% | $6,835-94.8% | $11,431-96.9% |