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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,406 | $118,875-39.9% | $96,572-26.1% | $167,553-57.4% |
| Participation rate | 81.8% | 75.5%+6.3pp | 69.8%+12.0pp | 82.1%-0.3pp |
| Annual return | 3.43% | 50.50%-47.1pp | 37.79%-34.4pp | 478.89%-475.5pp |
| Employer contribution / active EE | $564 | $3,121-81.9% | $2,357-76.1% | $4,840-88.3% |
| Participant deferral / active EE | $4,018 | $4,617-13.0% | $3,850+4.4% | $6,343-36.7% |
| Admin fee / account holder | $5,410 | $8,070-33.0% | $6,183-12.5% | $12,316-56.1% |