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| Provider | Service type | Compensation |
|---|---|---|
DELTA FINANCIAL ADVISORS LLC2 years Service code 26 · EIN 02-0630347 | Advisory (Participants) | $24,025 |
FISHER INVESTMENTS4 years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $19,481 |
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $11,789 |
Service code 26 · EIN 76-0536705 | Advisory (Participants) | $11,179 |
CHARLES SCHWAB & CO., INC.2 years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Direct pa... | $1,498 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,142 | $82,202+305.3% | $125,339+165.8% | $64,808+414.0% |
| Participation rate | 95.0% | 77.9%+17.1pp | 82.4%+12.6pp | 71.5%+23.5pp |
| Annual return | -17.18% | 3.48%-20.7pp | 572.05%-589.2pp | 32.82%-50.0pp |
| Employer contribution / active EE | $3,152 | $3,615-12.8% | $4,814-34.5% | $2,506+25.8% |
| Participant deferral / active EE | $10,501 | $7,175+46.4% | $7,446+41.0% | $4,310+143.6% |
| Admin fee / account holder | $183 | $163+11.9% | $10,010-98.2% | $188-2.8% |