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| Provider | Service type | Compensation |
|---|---|---|
DELTA FINANCIAL ADVISORS LLC2 years Filed as: DELTA FINANCIAL ADVISORS, LLC Service code 26 · EIN 02-0630347 | Advisory (Participants) | $17,603 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $5,660 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO INC. Service code 33 · EIN 94-1737782 | Securities brokerage; Float revenue; ... | $1,560 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,264 | $75,388+259.8% | $123,553+119.6% | $55,725+386.8% |
| Participation rate | 95.8% | 75.7%+20.2pp | 82.3%+13.5pp | 70.9%+25.0pp |
| Annual return | -4.29% | 4.48%-8.8pp | 119.21%-123.5pp | 244.93%-249.2pp |
| Employer contribution / active EE | $11,525 | $3,063+276.2% | $4,628+149.0% | $2,078+454.6% |
| Participant deferral / active EE | $8,988 | $5,651+59.1% | $6,426+39.9% | $3,356+167.8% |
| Admin fee / account holder | $70 | $120-41.5% | $9,284-99.2% | $115-39.2% |