Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,566 | $49,025-19.3% | $87,502-54.8% | $62,881-37.1% |
| Participation rate | 50.0% | 64.9%-14.9pp | 73.8%-23.8pp | 69.3%-19.3pp |
| Annual return | -1.66% | 10.02%-11.7pp | 12.21%-13.9pp | 20.14%-21.8pp |
| Employer contribution / active EE | $1,086 | $1,372-20.8% | $2,550-57.4% | $2,281-52.4% |
| Participant deferral / active EE | $111 | $2,289-95.1% | $3,149-96.5% | $3,203-96.5% |
| Admin fee / account holder | $2,924 | $4,065-28.1% | $4,221-30.7% | $4,296-31.9% |