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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,530 | $61,816+19.0% | $97,260-24.4% | $80,935-9.2% |
| Participation rate | 51.4% | 63.5%-12.1pp | 72.7%-21.3pp | 67.7%-16.3pp |
| Annual return | 11.97% | -558.73%+570.7pp | 75.54%-63.6pp | 35.66%-23.7pp |
| Employer contribution / active EE | $582 | $1,836-68.3% | $2,721-78.6% | $2,757-78.9% |
| Participant deferral / active EE | $1,455 | $3,027-51.9% | $4,262-65.9% | $4,299-66.2% |
| Admin fee / account holder | $13,637 | $5,166+164.0% | $5,640+141.8% | $6,924+96.9% |