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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,864 | $150,207+17.1% | $120,380+46.1% | $145,978+20.5% |
| Participation rate | 87.0% | 78.8%+8.2pp | 71.9%+15.0pp | 80.3%+6.7pp |
| Annual return | 10.42% | 154.28%-143.9pp | 107.28%-96.9pp | 550.52%-540.1pp |
| Employer contribution / active EE | $4,738 | $4,351+8.9% | $3,465+36.8% | $4,662+1.6% |
| Participant deferral / active EE | $7,479 | $6,175+21.1% | $4,992+49.8% | $6,690+11.8% |
| Admin fee / account holder | $11,952 | $12,203-2.1% | $9,421+26.9% | $13,400-10.8% |