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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,864 | $150,346+17.0% | $120,524+45.9% | $145,877+20.6% |
| Participation rate | 87.0% | 78.8%+8.2pp | 71.9%+15.0pp | 80.3%+6.7pp |
| Annual return | 10.42% | 154.40%-144.0pp | 107.36%-96.9pp | 551.28%-540.9pp |
| Employer contribution / active EE | $4,738 | $4,353+8.9% | $3,469+36.6% | $4,663+1.6% |
| Participant deferral / active EE | $7,479 | $6,172+21.2% | $4,994+49.8% | $6,691+11.8% |
| Admin fee / account holder | $11,952 | $12,215-2.2% | $9,440+26.6% | $13,402-10.8% |