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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,250 | $136,307-51.4% | $106,619-37.9% | $273,972-75.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 0.09% | 11.05%-11.0pp | 9.42%-9.3pp | 41.46%-41.4pp |
| Employer contribution / active EE | $3,464 | $5,190-33.3% | $3,947-12.2% | $4,869-28.9% |
| Participant deferral / active EE | $5,319 | $4,969+7.0% | $3,930+35.3% | $5,287+0.6% |
| Admin fee / account holder | $10,168 | $8,625+17.9% | $6,418+58.4% | $10,133+0.3% |