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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,084 | $61,166-44.3% | $185,849-81.7% | $79,391-57.1% |
| Participation rate | 65.7% | 66.6%-0.9pp | 81.7%-16.0pp | 70.7%-5.0pp |
| Annual return | 14.77% | 19.45%-4.7pp | 122.10%-107.3pp | 116.88%-102.1pp |
| Employer contribution / active EE | $2,251 | $2,321-3.0% | $5,169-56.4% | $2,428-7.3% |
| Participant deferral / active EE | $2,992 | $2,789+7.3% | $5,569-46.3% | $4,046-26.0% |
| Admin fee / account holder | $1,863 | $710+162.6% | $16,244-88.5% | $627+197.4% |