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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,986 | $91,198-69.3% | $178,503-84.3% | $79,856-65.0% |
| Participation rate | 66.7% | 69.2%-2.5pp | 81.9%-15.3pp | 69.6%-3.0pp |
| Annual return | 15.18% | 24.20%-9.0pp | 151.12%-135.9pp | 31.71%-16.5pp |
| Employer contribution / active EE | $2,510 | $3,257-22.9% | $5,011-49.9% | $2,471+1.6% |
| Participant deferral / active EE | $3,366 | $3,237+4.0% | $5,202-35.3% | $3,741-10.0% |
| Admin fee / account holder | $1,309 | $6,748-80.6% | $13,987-90.6% | $5,306-75.3% |